Contact us

(+123) 456 789 000

Send us an email!

Contact details:

Message:

Your message has been sent successfully. Close this notice.

Business insurance Quote

Contact details:

Existing Business/ New Business

Address

Your Form has been sent successfully. Close this notice.

Professional insurance Quote

Contact details

Your Form has been sent successfully. Close this notice.

Marine Insurance Quote

Level of Protection NZD

Contact details

Your Form has been sent successfully. Close this notice.

House Insurance Quote

Level of Protection NZD

Your Form has been sent successfully. Close this notice.

Employee Benefits Quote

Level of Protection NZD

Contact details

Your Form has been sent successfully. Close this notice.

Your Form has been sent successfully. Close this notice.

Your Form has been sent successfully. Close this notice.

Home & Contents Insurance

Your home is your haven especially in a place like New Zealand and having the right type of house insurance for your home will help protect against all kinds of risks, losses and damages. You don’t want something bad to happen to your precious home only to realize later that its insufficiently insured.

Home insurance will indemnify or compensate you the home owner for any risk, loss or damage caused to your home due to natural calamities like earthquakes, storms, cyclones, floods, storms, rainwater, wind, hail and snow. It will also protect your home against fire, lightning, explosion/implosion or any kind of destruction or damage caused by aerial devices.

Here are a few important things to keep in mind before taking home insurance –


  • What is the extent of cover being provided by the insurer or insurance company? Does the insurance policy cover basic events or does it cover a wide range of accidents?

  • What is the mode of occupancy of the house? Is it being rented out or sublet? Does it have outsiders, boarders and non-family members? Do you run a bed and breakfast service? Are the premises unoccupied? All these factors will affect the insurer’s decision as to whether they are keen to insure your house or not and if so the terms of the insurance. This information is very important and has to be disclosed openly and correctly to the insurer otherwise you can be caught when somebody makes a claim and you’ve provided the wrong information.

  • What is the limit of legal liability covered by the insurance policy?

  • Is the insurance company providing a repair guarantee?

  • Is the insurance provider giving you any additional benefits such as fraudulent use of credit cards or tax audits?

Get a Quote

Contents Sum Insured or Home Contents Insurance

The following points need to be looked into before taking content insurance

  • Are all the contents of your house adequately insured?

  • Does the insurance policy cover the contents of your house even if they are taken out of your house? And to what extent are they covered? Are there any limits to the coverage?

  • Is jewelry covered and to what extent is it covered, are there any limits/sub limits? Will it be covered when you are away from the house? Are accidental losses covered?

  • Is the burnout of the electric motor covered? Will you have to contribute to the loss if any? Are there any restrictions on coverage regarding the age of the electric motor?

  • Are any of the house contents kept out in the open air such as the veranda or the yard? Will these be covered and are there any limits/sub limits?

  • How will the insurance company settle the claims? Will their preferred suppliers be used to provide the replacement items? Or will they be willing to settle claims as per your terms and their preferred suppliers?

  • What is the amount of insurance coverage for items in the refrigerator and what is the cover for freezer spoilage?

  • Are the antiques and collections of your home covered by your insurer? These items include stamps, coins, memorabilia, guns, etc. and to what extent are these items covered?

Building Sum Insured or Building Insurance


  • How to determine an adequate insured sum?

  • Is your insurer going to cover the cost of removal of debris, engineer and architect fees, accommodation costs and council fees within the insured sum specified or over and above the insured sum specified?

  • And how does all this effect the insured sum?

Specified Contents of Your Home


  • Are there any specific items of your home that your insurer will provide cover for?

  • Will you need to exceed the insurance policy limits/sub limits for those specific items of your home?

Company informations

Progressive Insurance Brokers

62, Glendale Road, Glen Eden,
Auckland, 0602

Contact details

E-mail address:
info@progessiveinsurance.co.nz

Contact us!

021 833 277
022 407 9343

Available 8:30 am to 5 pm

// Footer logo